Should you invest in Mutual Funds?
In most cases, you don’t need to invest in mutual funds. So, why do more than 90 million people in the US invest in mutual funds? Marketing. These funds spend big dollars marketing to the public and financial planners all… Read More ›
Recent Posts
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A smart way to help keep your kids safe…
I had no idea what I was doing every time a photo of my daughter was uploaded to the internet. There is a technology in our phones and cameras that is designed to be a luxury, but is unfortunately giving… Read More ›
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What you need to know about ObamaCare
The Affordable Care Act, or ObamaCare, will take effect on January 1st, 2014. However, access to the “Marketplace” is supposed to be ready October 1st of this year. The Marketplace is where you buy health insurance through the Government if… Read More ›
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How to negotiate commissions with a Real Estate Agent in San Diego
It’s mind-boggling how often I talk to home-sellers who never broached this subject with their Agent! When you are hiring someone to sell your home, it is absolutely your responsibility to bring up the conversation about commissions. There is too… Read More ›
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How do I fix my Credit after a Short Sale or Foreclosure?
You can fix your credit after a short sale or foreclosure in 3 steps. Step 1: Get a good “mix” of credit. The perfect mix of credit is a Mortgage loan, Auto loan, and 3-5 credit cards. You can get… Read More ›
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What happens after a loan modification gets denied?
Imagine growing up in Haiti. You work hard because you want a better life. Eventually, you make it to America, marry the love of your life and have 3 beautiful children. The hard work isn’t over though. You have to… Read More ›
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Wall Street’s attempt to “own” America…Buying every house for sale.
Last week, I got an email from a Real Estate Agent in San Diego. He works with a Wall Street Hedge Fund that wants to buy a Billion dollars ($1,000,000,000) worth of homes in San Diego. Their goal is to… Read More ›
